Business Credit Reports for Financing
Discover complete business credit report services for commercial financing.
SCORE MODELS
FICO SBSS
The FICO SBSS score merges the business’s credit history with the owner’s personal credit profile, providing a thorough credit assessment. This integrated approach allows lenders to make more informed decisions and improves financing access for businesses by offering a complete view of credit risk.
LexisNexis Business Instant ID
LexisNexis InstantID Business verifies business applicants, helping companies reduce risk, automate approvals, manage costs, and strengthen compliance. It also offers InstantID Q&A for identity confirmation and fraud prevention.
SBA LOANS
SBA Loan Solutions Made Simple
We facilitate your SBA loan journey with precise credit reporting. By leveraging our advanced systems and the FICO SBSS score, we offer detailed insights into both your business and personal credit profiles, helping you meet SBA requirements efficiently.
Loan
Design for developers
Effortless integration
No matter which current platform you use, the CRS Credit API integrates seamlessly, so you can pull credit report JSON data directly into your automated decision engine.
curl --location --request POST ‘https://api-sandbox.stitchcredit.com:443/ap
--header ‘Content-Type: application/json’ \
--header ‘Accept: *’ \
--header ‘Authorization: Bearer eyJhbGciOiJIUzUxMiJ9.eyJzdWIiOiJkNzdjOWYzNS0 --data-raw ‘{
“lastName”: “YCSWL”,
“middleName”: “”,
“firstName”: “ASAD”,
“state”: “CA”, "consumerIdentity": {
"dob": {
"day": "20",
"month": "02",
"year": "1982"
},
"name": [
{
"firstName": "ASAD",
CASE STUDY
Streamlining Access to Credit Data for MARC UW
MARC UW transforms the borrowing experience by leveraging a nationwide network of banks to streamline loan applications. They offer a range of financing solutions and ensure accuracy through in-house underwriting.
There’s a lot of industry talk about how difficult it is to get access to credit data; months of back and forth, confusing processes, non-existent customer support. With CRS it was way easier than I thought it would be. Chris was great, very responsive, and provided a clear path for what was needed from our end, plus what next steps would be. The month-to-month flexibility was huge for our company, and being able to individually select products instead of bundling them all together makes sure we’re only paying for what we actually need.
Kevin Felix,
Head of Credit, Marc UW
Challange
A report focusing on the business owner’s credit history, often used for evaluating the personal creditworthiness of the individual who controls the business.
Solution
A detailed report on a business’s credit history, including financial performance, payment history, and any legal or credit-related issues specific to the business’s state of operation.
GET STARTED EFFORTLESSLY
All options to get started System MigrationAPI Integration, Web Access
Launch with ease using CRS. Whether you have developers on staff, are migrating from an existing solution, or starting fresh, we have flexible options to get you up and running smoothly