Our Partners

The CRS Partner Program helps platforms and vendors distribute and embed best in class credit, identity, and fraud data without the heavy lift of building and maintaining the underlying infrastructure. CRS provides a proven, interoperable data platform, fast integrations, and enterprise grade data quality so you can launch new offerings quickly, support high volume customers, and expand your business with confidence.

The program is built for two broad partner types. Vendors who want to add data powered capabilities to their offering. Platforms that want to embed CRS powered data access inside their workflows for their customers.

CRS works across a broad ecosystem that includes data providers and technology platforms. Examples include providers and platforms such as LexisNexis, Equifax, TransUnion, Experian, CIC, PitchPoint, Socure, Persona, Plaid, IRS, Taktile, Oscilar, Hansa, CascaAI, Avio.AI, LendAPI, LoanPro, Salesforce, Zoho, and others. If you do not see your company or category represented, CRS can still explore a fit based on your workflow and customer needs.

CRS acts as a servicing and technology layer that makes multiple vendor data access easier to launch, operate and maintain. Many partners choose CRS because it reduces integration overhead, keeps workflows consistent, and simplifies expansion into additional data products over time. With CRS, you will only have to ever review a single contract and relationship.

CRS is a fully credentialed Credit Reporting Agency (CRA), which helps streamline customer vetting and onboarding. In many cases, CRS can onboard customers quickly, with an average onboarding time of under five days. Partners also benefit from a one stop shop model where a single CRS onboarding can unlock access to multiple bureaus. Additional products can be added later through a revised pricing addendum and updated credentials – no complex contracting.

Most partners integrate once to CRS, then configure which products and workflows they want to enable for their customers. CRS supports both web based ordering and API based integration depending on your operating model and customer needs. White-labeling is an option also for enterprise partners.

Partners can offer solutions across the full account lifecycle, depending on permissible purpose and program design. Common categories include lead qualification, preapproval and prequalification, KYC and identity verification, hard inquiry underwriting inputs, ongoing account monitoring, and data furnishing support.

Yes. CRS is built to support both consumer and commercial lending. We provide dedicated data products tailored to each borrower type: consumer credit for individual applicants, business credit for commercial entities, and KYC and KYB for identity and entity verification. Each product is optimized for the underwriting, compliance, and monitoring requirements specific to that use case, so program design isn't constrained by data access.

CRS supports single bureau and merge logic integration patterns that fit manual or automated underwriting and loan origination system processes. CRS helps by standardizing credit inputs, simplifying integrations, and supporting workflow alignment with major underwriting ecosystems.

Yes. CRS helps keep underwriting inputs consistent across channels and industries such as retail, broker, direct mail, and digital so conversion and compliance do not vary wildly.

Most CRS solutions can be implemented within 2 weeks using standard out of the box configurations, with customization available as needed. Onboarding timelines can be fast, with an average customer onboarding time of five days in many cases.

CRS is built for scale and supports high velocity, high volume lead and underwriting environments without degradation in performance or data quality. CRS handles millions of data transactions on a monthly basis.

CRS One is a unified credit data platform that provides access to all three major credit bureaus through a single standardized integration. It is based on the MISMO 3.4 standard so data arrives in a widely understood format that is extensively tested and straightforward to utilize. This reduces mapping complexity and edge cases for partner engineering teams.

CRS provides structured, source attributed data outputs that support consistent decisioning, documentation ready workflows, and auditability. Compliance obligations vary by program design and your role, but CRS can help you think through requirements as part of solutioning.

CRS is flexible in how we structure commercials with partners because partner business models vary. In general, we support a few common pricing orientations depending on who owns the customer relationship, who is taking on billing and payment risk, and how the product is embedded inside your platform.