Legal & Bankruptcy

Credit data for fast & compliant bankruptcy case processing

Bankruptcy is a time sensitive, documentation heavy workflow where accuracy and compliance are not negotiable. CRS works with over 50 law firms and bankruptcy solution providers to embed credit, identity, and fraud intelligence directly into case processes improving efficiency and reducing avoidable errors.

Build a complete financial profile with:

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  • Credit Data
  • Background Checks
  • Bankruptcy, Lien & Judgements
  • Property Data and More

Trusted by

  • Glade.ai
  • Bond & Botes Law Offices
  • Clark & Washington PC
  • Walker & Walkger Law Offices

01

FICO and Vantagesoft or hard inquiries

CRS provides comprehensive access to soft and hard credit report data from all three major bureaus: Equifax, Experian, and TransUnion. Fintechs and lenders use this data to render immediate, informed credit decisions through workflows built for efficient underwriting and full compliance with permissible purpose requirements.

Console
"requestData": { "firstName": "J"
"lastName": "SMITH"
"middleName": "FRANK"
"ssn": "666321234"
"addresses": [
"borrowerResidencyType": "Current"
"addressLine1": "1234 ELM STREET"
"city": "SPRINGFIELD"
"state": "IL"
"postalCode" : "62704"
] } , "repositoryIncluded": { "transunion": true,
"experian": false, "equifax": false } ,
"responseDetail": { "dateRequested":
  • 01.1Pull soft or hard credit reports from all three bureaus during intake, without leaving your case management system
  • 01.2Support creditor discovery and asset and liability verification from a single request, instead of assembling it from separate sources
  • 01.3Keep structured, source-attributed outputs that support documentation trails across high-volume caseloads

CRS Advantage

Technology

Unified data infrastructure

A single integration layer for credit, identity, fraud, and alternative data designed to reduce complexity and overhead. With AI, complete integration in a single session.

Pricing

Flexible transparent pricing

Pay only for the data you need, with pricing designed to scale as your business grows. CRS uses its purchasing power to secure preferred rates for customers.

Performance

Built to scale

SOC 2 certified and enterprise grade infrastructure built for high volume, real time decisioning in regulated environments. Our APIs perform up to 5x faster.

Access

Weeks not months

Standardized APIs and configurable workflows enable fast onboarding, with guided FCRA compliance and dedicated support. Most clients go live in under 5 days.

  • Bilt
  • NACA
  • Unlock
  • Rentvine
  • Wealthfront
  • Live Oak Bank
  • Checkr
  • Aptly
  • Taktile

CRS Powers Top Fintechslearn more about our partner network

Work with CRS

Streamline legal bankruptcy processes

Build a complete picture with data you need and can trust.

FAQ


What does CRS do for bankruptcy law firms and legal solution providers?

CRS streamlines bankruptcy workflows by embedding credit, identity, and fraud intelligence directly into your intake and case processes. Instead of juggling multiple tools and manual lookups, your team can pull the signals you need in a single, workflow friendly integration that supports faster case movement and fewer avoidable errors.

What legal workflows can CRS support beyond the bankruptcy filing itself?

CRS can support intake, eligibility and means test support inputs, creditor discovery, asset and liability verification, case documentation preparation, and downstream servicing or workout workflows, depending on your operating model. The goal is to reduce manual research and make your process more structured and repeatable across cases.

Does CRS support both consumer and commercial bankruptcy?

Yes. CRS supports data needs across both consumer and commercial bankruptcy, depending on the partner workflow and case requirements. If you handle a mix of case types, we can help you scope the right data pulls and outputs so your team stays consistent.

Are you able to work with any type of law firm, or only bankruptcy attorneys?

For credit report access within the legal space, CRS can onboard bankruptcy attorneys for Chapter 7, Chapter 11, and Chapter 13 use cases. If a firm does not have a bankruptcy component, or if the use case is unrelated to bankruptcy, that would not qualify for credit data access under the applicable permissible purpose requirements. If you are a law firm with a non-FCRA use case or you are unsure, please reach out regardless as we would happily guide you to the right resources and vendors to assist you.

If our firm has a bankruptcy attorney, can we pull credit for non bankruptcy matters like divorce or custody?

No. Even if a firm has a bankruptcy practice, the credit report access must be used for bankruptcy purposes. If the matter is a family law case such as divorce, child support, or custody, that would not qualify for pulling credit through CRS.

Can you pull a consumer’s credit report for them, or work directly with individual consumers?

No. CRS provides businesses access to pull reports, rather than pulling reports for individual consumers. Consumers can still obtain their own credit reports through sources like annualcreditreport.com and provide them to an attorney, but CRS itself partners with the business entity.

How does CRS help law firms move faster and reduce manual work?

CRS reduces manual steps by consolidating key signals into a single integration, including credit, identity verification, and fraud indicators. That means fewer separate logins, handoffs, and gaps that lead to rework, especially in high volume practices.

Why does identity and fraud data matter in bankruptcy?

Because verified identity and risk signals reduce errors and improve confidence in case processing and documentation. In a time sensitive workflow, catching mismatches and inconsistencies early can prevent downstream delays and avoidable corrections.

How does CRS fit into existing case management systems?

CRS is typically implemented via API and embedded into case management, intake tools, and bankruptcy processing platforms. The outputs are structured and easy to automate, which makes it simpler to build repeatable workflows and consistent documentation.

Can CRS support high-volume firms handling large caseloads?

Yes. CRS is designed for high throughput workflows and consistent outputs, helping firms scale case volume without scaling manual research. This is especially important for practices that want to standardize intake and documentation across multiple offices or teams.

How does CRS help with compliance and auditability?

CRS provides structured, source-attributed results that support documentation trails and consistent data usage. (Exact compliance requirements depend on your program design and role.)

What makes tax return data valuable for bankruptcy attorneys?

Tax return data is one of the few high signal datasets that is verified, comprehensive, and already embedded in bankruptcy procedure. It can support case preparation and can also help monitor risk or changes over time, depending on how your workflow is structured.

Can CRS support bankruptcy solution providers and platforms, not just law firms?

Yes. CRS works with bankruptcy solution providers and platforms that embed credit and identity signals into their products. In a platform model, CRS can be integrated so that each qualifying law firm is onboarded appropriately and receives structured outputs through the platform workflow.

What’s New in Legal Operations, Offering Invoice Factoring to Clients

Legal teams are being asked to do more with tighter timelines and less tolerance for delays. When clients face cash flow pressure, it can slow down decision making, case progression, and overall engagement. Factoring can reduce that friction, but only if eligibility and risk checks can be done quickly and consistently. CRS supports early screening and prequalification using credit check API flows designed for speed and scale. This includes light touch identity and eligibility checks, configurable data sourcing, and rule sets that can be tuned for prequalification versus deeper underwriting.