Compliance
The Fastest CRA in the Market
We transform complex credit compliance into simple steps. Access credit & regulated data 10x faster with your all-in-one credit partner.
CRS5 days or less
Credit bureaus & other CRAsup to 6 months
What is Credit Compliance?
Working with credit and regulated data means facing compliance. Laws, regulations, and guidelines set forth by government and industry authorities help ensure the fair and accurate reporting and utilization of consumer credit information. It also boosts the reliability of credit reports and financial data, while protecting individuals' rights. It's also a challenge to work with.
What is Vetting?
Vetting is the process of evaluating a business for approved access to credit and regulated data. It involves the verification of credit bureau and industry required information, contracts, addendums, business verification documents, and internal reviews. Only credit bureaus and Credit Reporting Agencies (CRAs) can do this. It can take up to 6 months with credit bureaus. CRS can do it in 5 days or less.
The Industry's Fastest Vetting Process
What can take up to 6 months with credit bureaus and other CRAs, CRS does in 5 days or less. We transform credit data's biggest hurdle into 3 simple steps. Get complete compliance coverage for credit bureaus and regulated data providers in a single, streamlined process. Credit compliance experts and easy-to-use software guide you every step of the way.
Get Started24 documented requirements
What compliance covers
- 9
- Business verification documents
- 5
- Bureau & industry required information
- 5
- Contracts
- 4
- Internal reviews
- 1
- Addendums
Requirements vary by permissible purpose
Vetting Process Documents
Requirements vary by permissible purpose
Broker/Real Estate License
Commercial Lease
Current License
Customer Contracts/Disclosures
Cybersecurity Insurance
Evidence of Current 501c3
Fictitious Name Filing Certificate
ICRAA Addendum
Illustrate Flow of Data
Lender Agreement
Letter of Explanation
Letter of Intent
Photo ID of the Signer
Prequal Consumer Authorization to Order Credit
Proof of Business
Proof of Business Checking Account
Proof of Business Phone Number
Sample Firm Offer of Credit
Sample of Adverse Action Notice
Sample of Consumer Authorization to Order Credit
Sample of Property Documents
Tenant Agreement
Virtual Business Inspection
Workflow for Prequal Files
Work with CRS
The trusted bureau infrastructure partner
Start working with CRS, a bureau-recognized credit infrastructure layer