The proven leader in Credit API technology
Need to pull credit reports? CRS is the fastest way to get credit data for your business. Credit, fraud, and compliance in a single, powerful platform.
See your client’s credit with CRS Credit Data API
A full suite of automated APIs for the consumer lending industry. Direct access to the most comprehensive set of credit data, customized for your business needs.

Show customers their credit with CRS Credit Monitoring
World-class platform enabling consumer and institutional use of shared credit score data. Show your customers their credit score and more, directly in your app, site, or platform.

Customers and industries we serve
Automotive Leasing & Lending
Pull credit reports to pre-qualify for consumer or commercial auto leasing. Whether you’re leasing to people or businesses, we have the data you need.
Personal Lending & Financing
Pre-approve the best candidates with instant credit reports, credit scores, and more. Cut out the fakes and fluff with fraud prevention and KYC.
Bankruptcy Attorneys
Bankruptcy legal services rely on data like credit reports, liens and judgments, and criminal and eviction history. Get reports fast. Case closed.
Tenant & Rental Screening
Take the hassle out of screening tenants. CRS makes property management easier with instant credit checks, eviction data, fraud defense, and KYC.
Commercial & Business Lending
Power smarter business lending and underwriting with business credit reports. Mitigate risk for small business loans and commercial leasing.
Accredited Status for Investors
Assessing potential investors? Get credit reports fast to qualify investors and keep your projects moving. CRS is the top credit data provider for investor needs.
Financial Technology
Building an MVP? Moving fast? We simplify credit data access, so you can focus on iterating and building the future of financial technology.
Software Developers
The CRS API is built by developers, for developers. The most comprehensive, customizable set of credit bureau data via a single API.
Designed for developers
Unified credit data API at lightspeed
We manage integrations with credit bureaus and other data providers, so you don’t have to. Explore a full suite of automated APIs for fast, reliable access to credit and financial data endpoints. Adapt data to your language and framework. Jumpstart your development with a single connection to our credit data API – a scalable, redundant, secure solution that puts all the data you need within reach.
Credit Profile Request example:
Credit Profile Request example: curl --location --request POST 'https://api-sandbox.stitchcredit.com:443/api/experian/credit-profile/credit-report/basic' \ --header 'Content-Type: application/json' \ --header 'Accept: *' \ --header 'Authorization: Bearer {Bearer_token} --data-raw '{ "lastName": "YCSWL", "middleName": "", "firstName": "ASAD", "state": "CA", "ssn": "666455730", "street1": "9817 LOOP BLVD", "street2": "APT G", "city": "CALIFORNIA CITY", "zip": "935051352" }'
Supporting any language
Ruby
Python
JavaScript
Java
NodeJS
Go
PHP
NET

cURL
Credit Profile Response example:
Credit Profile Response example: "consumerIdentity": { "dob": { "day": "20", "month": "02", "year": "1982" }, "name": [ { "firstName": "ASAD", "surname": "YCSWL" "type": "A" "employmentInformation": [
Response formats
JSON
XML
HTML5
Credit Data as a Service™ includes:
Credit & public records data API
The CRS eCredit Data API™ gives you easy access to data and products across all three credit bureaus as well as select alternative data providers.
Credit data API
Hassle-free access to the credit data you need. Minimize your risk with reliable credit data. Access data in a streamlined, timely, and compliant manner.
Credit data widgets & more
Offer consumer credit score data and credit monitoring to your customers as part of your web or mobile experience via our customizable widget.
CRA & compliance services
Easily navigate compliance and get a precise product mix that allows you to make the best credit decisions, while keeping your costs low.


“Our #1 Credit Provider. From their amazing customer service to their easy to use API, CRS has helped us every step of the way. They make it extremely easy for companies of all sizes to enter into the credit industry.”
Joseph Alvini, Co-CEO

“CRS Credit API has been an absolute pleasure to work with. From the initial call…they were extremely helpful. What I thought would be a long and difficult process, they made simple and quick.”
Tarik Gluhic, CEO & President

“1 week is all it took to become FCRA compliant with CRS. It’s a lot harder to get approved to pull credit reports in 2022 than it was a few years ago. CRS made it simple and so fast!”
Michael Reminger, VP, Sales & Marketing


“[CRS] should get the award for best customer service, period. They are unbelievably responsive and always have their tech team available to give us support. Wouldn’t go anywhere else.”
Mike Rodriguez, Creative Director


“CRS has provided us with the infrastructure and support to develop & deliver reliable, highly-scalable screening recommendations to our customers.”
James Albanese, Co-Founder


“CRS recommended the best credit product that provides the most accurate and authentic data we’ve come across! This solution integrates with our CRM and gives real-time access to customers that fit our criteria for different programs we offer. CRS has been extremely helpful in growing our business and their credit pull portal is very easy to use.”
Victor Vickery, CEO
Credit data access for clients 10x faster with a CRA
Not all credit data partners are created equal. Integrations alone do not guarantee fast access to data. Non-CRAs must send customers to credit bureaus to be vetted and approved for data access. A Credit Reporting Agency (CRA), like CRS, can directly grant access to data, on behalf of the bureaus. See how CRS reduces time to launch from months to weeks. Talk to us about partnering today.
