Minimize risk with reliable data
You’re not in the business of gambling, so why take the risk of exposing yourself to defaults? Our CreditAPI aggregates data from Equifax, Experian, and TransUnion, so that you can be sure that you only approve qualified borrowers.
Streamline your consumer loan qualification process
We provide a dedicated point of contact as well as an emergency customer support. All of our experts have at least 20 years of industry knowledge and experience.
By accessing data from various bureaus you’ll be getting all the information you need to determine a consumer’s eligibility.
This tool allows for plug-n-play direct to consumer credit reports and monitoring.It’s easy to use and more importantly, it’s entirely compliant.
Our products easily integrate with the platforms your team are already using, and allow for a quick and efficient compliance platform certification.
Your shortcut to accessing consumer credit data
Gain access to our industry-leading CreditAPI and put an end to expensive, tedious and manual data pulls.Talk to an expert
1. Book a consultation
They will walk you through our products and assist you in quickly getting through the compliance, contractual, and development process.
2. Access consumer data
You’ll be able to access various data streams and reports through our platform, or have them integrated seamlessly into your platforms.
3. Achieve positive returns
Once equipped, your organization will be set to complete consumer loan qualifications more efficiently than ever before. You will never need to find another credit reporting agency.
Credit Reporting Services you can rely on
Qualifying a loan is a high-stakes decision, and should only be made based on accurate, complete, and relevant data.
Along with our products, we offer specialized consultation, 24/7 customer support, and access to a rich knowledge base so that you can gain a better understanding of your credit reporting needs. We work closely with credit bureaus in order to offer painless access to credit data, and help you navigate a complex and highly regulated industry.
Q. What type of Credit Data can I access through your CreditAPI?
You will have access to a wide variety of reports such as credit scores, income score models, income verification data, asset verification data, bankruptcy and lien data reports, business credit reports, self-employment verification, and business identity reports.
Q. Can I share credit data with my customers?
Only if they are directly requesting the data themselves. We can help you with compliance hurdles.Compliance regulations don’t allow lenders to forward credit data they have requested from the bureaus to their customers.
Q. Do I really need to integrate CreditAPI to my CRM platforms?
If you do not wish to integrate CreditAPI to your platforms. You can benefit from Credit Reporting Services through a web portal using login credentials, and download the data from there.
Q. Does Credit Reporting Services provide development support?
We work with your developers to easily integrate our tools to your platforms. We have developed resources and documentation to make the integration process pain-free. If you do not have your own developer, we can help you outsource the integration of our tools.
Q. Do you provide support for the integration process?
Yes, we provide full integration resources. You will gain access to a library of documentation as well as a dedicated contact to answer your questions, and make the integration process quick, efficient, and painless.
Q. Do you provide ongoing customer support?
Credit Report Services does not stop providing you with world-class support after the integration is done.
Our customers have a dedicated point of contact as well as access to a 24 hour emergency service that will provide superior and instant customer support.