CRS Blog – Credit Data Solutions Blog

CRS team celebrates #3 ranking on Best Places to Work in Fintech list

CRS is #3 on American Banker’s Best Places to Work in Fintech 2023

Employees voted and CRS landed the #3 spot on this year’s list of top 50 Best Places to Work in Fintech by American Banker

Streamlining Credit Reporting: The Power of Data Furnishing

In the financial ecosystem, data furnishing serves as a crucial pivot point that can significantly influence a business’s credit journey and consumer relationships. At its core, data furnishing allows businesses to report consumer credit information to credit bureaus, helping customers build their credit history effectively.

What Is Alternative Credit: A Primer for Financial Companies

Alternative credit data is any type of financial information that lenders can use to assess a borrower’s creditworthiness beyond the information found in traditional credit reports from the three main credit bureaus (TransUnion, Equifax, and Experian).

Introducing Equifax Credit Attributes: A Revolutionary Tool for Informed Decision-Making

At CRS, we’re dedicated to providing innovative solutions that empower businesses to make informed decisions efficiently. Today, we’re thrilled to introduce our latest offering: Equifax Credit Attributes.

Introducing CRS PDF Credit Reports: Streamlining Credit Data for Lenders

At CRS, our mission is to simplify the complexities of credit data for financial institutions. We are excited to introduce a revolutionary product designed specifically for lenders – CRS PDF Credit Reports.

Introduction to FICO SBSS: Unlocking the Potential for SBA and Small Business Lending

The dilemma for lenders lies in choosing between FICO and VantageScore

Why Are Credit Scores Different Across Credit Bureaus?

Equifax, Experian, TransUnion, FICO, VantageScore & more. Why are credit scores different? Let’s look under the hood to see what goes into scoring.

Why are credit scores different across bureaus

What Is Identity Verification: Exploring Tools and Solutions for Businesses

Every $1 lost to fraud can actually cost your business over $4. What is identity verification? Your ticket to fraud prevention. Learn how to use it.

Small business owner with a business open sign

What is SBSS? A Comprehensive Guide for Small Business Lenders

Learn how the FICO SBSS score is calculated and discover alternative ways to get business credit data, faster.

CRS is #3 on American Banker’s Best Places to Work in Fintech 2023

Employees voted and CRS landed the #3 spot on this year’s list of top 50 Best Places to Work in Fintech by American Banker

Learn why different credit scores vary across bureaus and models. Understand the impact on lending decisions and more.

How to Check a Business Credit Score: Mitigate Risk with Reliable Borrowers

Business credit reports help qualify customers, mitigate risk for your business, and help you make business decisions. Here’s how you check a business credit score and more.

How to check business credit score_Woman business owner applying for loan

The Future of Credit? Traditional Credit Data Meets Alternative Credit Data

Traditional credit data meets alternative credit data. Together, can they give a better view of creditworthiness?

Traditional Credit Meets Alternative Credit

Fintech Nexus 2023 Recap – Credit, Fraud, Compliance, Alternative Data & More

The state of B2B fintech: decisioning, lending & underwriting, fraud prevention, AI. Traditional credit data & alternative data power it all.

Stephen Hawkins, CEO & Co-Founder CRS, speaking at Fintech Nexus 2023

Vergent LMS Empowers Data-Driven Decisions with CRS Partnership

“Lending is the engine of our economy, which is why it’s so important to empower responsible lenders with reliable data” – Stephen Hawkins, CEO & co-founder

Why we move fast, but don’t break things

Exactly 15 years ago, but I remember it like it was yesterday. In my 25 years in the credit industry, I’ve never had my phone ring so much…

Why we move fast, but don’t break things - Stephen Hawkins, CRS