Build a Verification & Screening Platform
One API to verify anyone.
You don't have to be a lender to need to know who someone is. Tenant screening, mortgage origination, bankruptcy and debt relief, property management, and fintechs that never issue credit at all — CRS combines credit data, identity verification, background checks, and watchlist screening into one embedded decision, through a single API call.
- 01 · VerifyConfirm the person and the business behind them.
- 02 · ScreenQualify a tenant without touching their credit score.
- 03 · OriginatePull a tri-merge report your LOS already understands.
- 04 · CounselRun a client's full credit picture in minutes, not days.
- 05 · ComplyCheck the boxes your legal team actually cares about.
Getting Started
From first API call to full platform, in three steps.
No separate vendor for every kind of check. Connect once, get approved fast, then add whatever your onboarding flow needs on the same account.
01
Build within your existing system.
Get sandbox access and run a live identity check, a soft-pull tenant screen, or a tri-merge mortgage report in your own environment before you commit to anything.
02
Move fast, stay compliant — live in about 5 days.
"1 week is all it took to become FCRA compliant with CRS," reports one customer. Permissible purpose, KYC, and AML watchlist screening ship with the integration, not after it.
03
Add background checks and compliance add-ons whenever you're ready.
Same account, same API key. Layer in background checks, OFAC/MLA screening, or income estimation as your onboarding flow grows more sophisticated — no new contract, no new integration.
The Verification Stack
Five ways to know who you're dealing with, one API.
Everything below runs on the same account and the same API key — take one, or take all five.
- VerifyConfirm the person and the business behind them.
CRS KYC verifies individuals against real-time data, document checks, and global watchlists. CRS KYB confirms business legitimacy through public records and ownership details — both in the same onboarding decision.
Explore Identity Verification- ScreenQualify a tenant without touching their credit score.
Soft-pull credit reports plus criminal and eviction records give property managers a compliant, instant read on an applicant — no monthly minimums, backed by 20+ years of bureau-approval experience.
Explore Tenant Screening- OriginatePull a tri-merge report your LOS already understands.
Soft pulls for prequalification, tri-merge hard pulls for underwriting — delivered in MISMO 3.4 so it ingests into your loan origination system without re-keying.
Explore Mortgage Reports- CounselRun a client's full credit picture in minutes, not days.
Bankruptcy attorneys and debt relief counselors get comprehensive, reliable credit data to advise clients and file accurately — without manual pulls slowing down a growing caseload.
Explore Bankruptcy Reports- ComplyCheck the boxes your legal team actually cares about.
OFAC and MLA screening confirm sanctions and military-lending status, and income estimation adds financial-capacity context when full employment verification isn't feasible — all as add-ons to any pull.
Explore Compliance Add-Ons
Built For Every Use Case
Same infrastructure, whatever you're screening for.
- Property Management
- Mortgage Origination
- Bankruptcy & Debt Relief
- Non-Profit Housing Counseling
- Fintech KYC / KYB
Beyond Lending
You don't have to be a lender to need to know who someone is.
A fragmented stack means each extra vendor is another second of latency and another abandoned application. CRS combines credit data, identity verification, and watchlist screening into one embedded onboarding decision — whether or not you ever extend credit at all. Most teams are live within about two weeks using standard configurations.
One decision, one API call, one onboarding flow
See the full stackWhy CRS
One call replaces a fragmented stack
Credit, identity, background, and watchlist screening return together — no separate vendor integrations, no mismatched data formats to reconcile.
Compliance ships with the integration
Permissible purpose, KYC documentation, and AML watchlist screening are built into every pull, not a separate project after launch.
One vendor, every vertical
Tenant screening, mortgage, bankruptcy, and non-lending KYC all run on the same registered-CRA infrastructure — no per-vertical vendor sprawl.
Trusted by Customers
Real teams, running real verification programs on CRS.
CRS has provided us with the infrastructure and support to develop & deliver reliable, highly-scalable screening recommendations to our customers.
James Albanese
Co-Founder, Bright Path
[CRS] should get the award for best customer service, period. They are unbelievably responsive and always have their tech team available to give us support. Wouldn't go anywhere else.
Sharat Shankar
LendingPoint
1 week is all it took to become FCRA compliant with CRS. It's a lot harder to get approved to pull credit reports than it used to be. CRS made it simple and so fast!
Michael Reminger
VP, Sales & Marketing
Our Partnership
Ship a compliant verification flow with credit data veterans.
We don't just hand you API docs and walk away. Think of us as your forward-deployed credit engineering team — sitting alongside you to clear bureau complexity, streamline compliance, and get your program to market fast.
- Compliance, Solved Together
Use case outside the bureau's standard box? We re-sequence compliance with you to get approved in days.
- Architecting Your Use Case
You bring the onboarding flow; we design the verification logic. Our solutions engineers map the exact checks to make it live.
- Trusted with the hard cases
When a use case is too new or too niche for the bureaus' own teams, they send it to us. From complex attribute mappings to edge cases, we stay until you ship.
Whatever you're screening for, verify it before you trust it.
Identity, credit, background, and compliance — on one platform, in one API call.