How it works
Learn how CRS enables direct, compliant access to credit bureau data through a unified infrastructure layer.
- 01Partner with a team that understands your business
- 02Certified CRA. Fast Compliance.
- 03Activate Your Credit Data Strategy
Get live credit data in your workflow in 3 easy steps
Get Started- 01Partner with a team that understands your business
Work with our team to uncover how your business operates, where credit data creates the most value, and what it takes to support your growth. We combine deep expertise in data, FCRA, and the credit industry to design a cascaded data strategy tailored to your goals, risk model, and budget. The result is a smarter approach to sourcing and sequencing credit data so you can scale with confidence.
- 02Certified CRA. Fast Compliance.
Work directly with experienced people who help you move through contracts and FCRA certification with less friction. CRS simplifies bureau procurement by serving as a custodian in your bureau relationships, making it possible to engage all three bureaus through a single contract and relationship.
Our team also guides you through FCRA certification in under five days with support from a real FCRA expert. Having vetted and onboarded more than 2,000 customers in the last five years, we know how to make compliance faster and more manageable.
- 03Activate Your Credit Data Strategy
Work hand in hand with a team that knows how to turn strategy into a working solution. We guide your technical team through every stage of implementation, from testing data products in sandbox to making your first production credit pulls. Our experience working closely with engineering teams helps streamline integration and shape a purpose-built API approach around your use case, workflows, and launch goals.
You’ll get the sandbox and production credentials you need at the right moments, without unnecessary delays, and real US-based support from people who stay involved through go-live and beyond. It’s a process built to make implementation easier for technical teams and faster for your business.
Work with us
Bring your strategy to life with CRS
The #1 data platform for credit, fraud and decisioning data
FAQ
How does the CRS process work?
Our process is designed to help you move from strategy to launch in three clear steps: Discovery, Contracts & Vetting, and Implementation. We start by understanding your business and data needs, walk you through contracting and FCRA certification, then partner with your technical team to take the integration live.
What happens during Discovery?
Discovery is where we learn how your business operates, how credit data fits into your workflows, and what kind of solution best supports your growth goals and budget. Our team applies deep expertise in data, FCRA, and the credit industry to help define the right credit data strategy for your use case.
What is included in Contracts & Vetting?
This step covers contracting, bureau onboarding, and FCRA certification. CRS simplifies the process by acting as a custodian in your bureau relationships, making it possible to engage all three bureaus through a single contract and relationship, while our team guides you through compliance requirements with hands-on support.
How long does vetting and FCRA certification take?
We guide customers through FCRA certification in under five days in many cases, with direct support from a real FCRA expert. Timing can vary depending on your business model and documentation, but our process is built to move much faster than traditional onboarding.
Do I need separate contracts for each bureau?
No. CRS dramatically simplifies bureau procurement by enabling access to all three bureaus through a single contract and relationship. That means less administrative friction and a more streamlined path to activation.
Will I work with a real person during the process?
Yes. You will work with real people throughout every stage of the process. From discovery and compliance to implementation and activation, our team stays involved to guide you, answer questions, and help keep things moving.
What happens during Implementation?
Implementation is where your strategy becomes operational. We work hand in hand with your engineering team to test data products, support integration, and help you make your first production credit pulls.
Do you support technical teams during integration?
Yes. Our team has deep experience working closely with engineering teams to shape purpose-built API workflows around your use case. Technical teams appreciate our straightforward integration process, responsive support, and clear path from sandbox to production.
When do we receive sandbox and production credentials?
You receive sandbox and production credentials at the right points in the process, based on where you are in onboarding and implementation. Our goal is to make sure your team has what it needs when it needs it, without unnecessary delays.
How long does it take to get live?
Timelines vary based on your business, use case, and technical requirements, but our process is built to reduce delays and help you move from planning to production quickly. We focus on making each step clear, coordinated, and efficient so you can launch with confidence.
Who is CRS best suited for?
CRS works with businesses that need credit data solutions built around real operational goals, compliance requirements, and growth plans. Whether you are launching a new product, improving an existing workflow, or scaling access to bureau data, our team helps design the right path forward.
Why do customers choose CRS?
Customers choose CRS because we combine deep expertise in data, FCRA, and the credit industry with a hands-on process led by real people. We simplify complexity across discovery, compliance, and implementation so your team can move faster and launch with confidence.