Equifax

ACRO File with Trended Data and FICO

A single, cloud-ready credit file that merges 24 months of trended trade-line history, a live FICO Score (incl. Score 10 T where contracted), extended fraud/MLA alerts, and >2,000 raw and derived attributes into one JSON or FFF/XML payload. Lenders get a richer risk picture than a “snapshot” file, delivered in milliseconds through Equifax’s developer APIs or legacy STS connections.

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API access
Supported
Web access
Supported
Vendor code
EQF6000
Category
Mortgage

Documentation and files