Business Credit Report 2.0

A next-gen commercial credit file that blends firmographics, 24 months of trade-line trends, Equifax OneScore for Commercial, Payment Index™, Financial Stability Risk Score (FSR), public-record intelligence, and inquiry history into one cloud-ready payload (JSON, XML/FFF, or PDF). Delivered in sub-second API or batch, BCIR 2.0 gives lenders and suppliers a deeper, forward-looking view of small-business risk than “static” bureau pulls