Credit Report

A hard inquiry pull of the full TransUnion File One® file: identifying data, public-records, collections, every open and closed tradeline with complete 24-month payment grid, and all recent inquiries. Optional add-ons include CreditVision® trended balances & payments, TruVision risk scores, Fraud & OFAC alerts and thin-file “emerging-data” attributes. Results land in ≤ 2 s through the TUXML REST/XML API, SFTP batch, MISMO, or a browser console, and the same schema underlies mortgage tri-merge, tenant-screening and employment versions.