Credit Report with Trended Data (Mortgage)

A hard-inquiry File One® report enhanced with Experian’s Trended 3D™ attribute set: 24 months of month-by-month balances, credit-limit trajectories, scheduled vs. actual payments and last-payment dates for every revolving and installment tradeline. The file lands in ≤ 2 s through the v6 XML/JSON API Hub, MISMO 3.4, ACRO batch or the Experian Access console; flip a single flag to add FICO® 2/5/4 or VantageScore 4.0 and Fraud Shield® in the same payload. ✦ Most mortgage LOSs simply map the new “TR3” segment and pass the richer data straight into DU/LPA or your own AUS.