Debt to Income Estimator

A real-time model that adds up the applicant’s current monthly debt from CreditVision trended-credit files, marries it to a bureau-based Income Estimator value and returns an instant, loan-ready Debt-to-Income (DTI) ratio (plus the raw income estimate) in one API or batch call. The output travels in the same TruVision XML/JSON wrapper as other risk scores, so you can drop it straight into underwriting, line-management or collections strategies without extra mapping.