Experian Power Profile Report (Soft Inquiry)

Power Profile Plus lets a lender pull Experian’s entire File One® credit report under an “extension-of-credit” soft inquiry at the very first application touch-point. Borrowers see no score impact and rivals don’t get a trigger-marketing alert. If the deal moves forward, the lender can (optionally) post a hard inquiry later in the same workflow—so the first pull can be reused for DU/LPA or other underwriting steps.