Merged Bankruptcy Report

A one-click, de-duplicated pull of the Experian, Equifax and TransUnion files that highlights every open or discharged bankruptcy petition plus all associated trade-lines and creditor details. Resellers such as Universal Credit Services (UCS), CRS Credit API, Informative Research and the NextChapter legal platform hit each CRA at hard-inquiry level, collapse duplicate tradelines, assign the correct Schedule tag (D/E/F) and return a single PDF / CSV / JSON in 2–3 seconds.