Experian

Precise ID Account Opening w/OTP & KIQ

A configurable step-up authentication layer that adds either a low-friction One-Time Passcode (OTP) or a dynamic Knowledge IQSM quiz (out-of-wallet KIQ) when Precise ID’s passive fraud-score crosses your risk threshold. This is an FCRA covered product.

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API access
Supported
Web access
Not Available
Vendor code
EXP3003
Category
Consumer Credit