PreScreen

Experian Prescreen is a credit-marketing solution that lets lenders, card issuers, credit unions, and fintechs generate firm offers of credit (as defined by the Fair Credit Reporting Act) to consumers or small businesses who already meet their risk criteria—without a hard inquiry on the applicant’s file. By combining Experian’s frequently refreshed credit database with flexible campaign-fulfilment options, Prescreen turns raw credit data into highly targeted, compliant prospect lists that drive response rates and lower acquisition costs