Risk View Attributes

RiskView Attributes is an FCRA-permissible library of 350+ alternative-credit attributes built from public records, proprietary databases and near-real-time credit-seeking signals. Covering ≈ 99 % of U.S. adults—including “credit invisibles” and thin-file applicants—it feeds straight into decision engines as JSON, XML/FFF or batch files, letting lenders lift approval rates while holding loss rates flat.