Risk View Optics Score

RiskView™ Optics Score is an FCRA-compliant, alternative-data credit risk score (range 501–900) that blends traditional credit signals with non-credit life events and real-time credit-seeking behavior, enabling you to assess nearly 100% of applicants—especially those with thin or no traditional credit files. Designed to improve decision-making across the lifecycle, RiskView Optics helps you (1) Score consumers who lack FICO or VantageScore (2) Boost acceptance of near-prime consumers without raising risk (3) Identify early signs of financial stress for targeted risk pricing