Consumer Credit

Easy Access to Consumer Credit Data

Consumer credit data helps assess creditworthiness. Our API provides accurate insights from all major bureaus, minimizing risk and streamlining decisions.

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Access to all bureaus

Trusted Data from All Major Credit Bureaus

Seamlessly interface with the three major credit bureaus—Equifax®, Experian®, and TransUnion®, and ensure data quality that you and your clients can trust implicitly, no matter your industry.

Soft Credit Reports

Get Prequalification Credit Reports that don’t impact consumers’ credit scores. Assess potential borrowers confidently without affecting their credit.

Hard Credit Reports

We also offer Hard Credit Reports, providing a detailed view of a consumer’s credit history for making informed lending decisions and final approvals.

Permissible Purpose

We assist you in selecting the Permissible Purpose for credit reports, ensuring compliance with legal requirements and protecting consumer rights.

No training required

CRS Standard Format

Tackle your growing pains with CRS. Starting with a new service provider can be daunting, but CRS ensures a smooth transition. Our standard format offers maximum flexibility with data formats and providers. Seamlessly integrate with us to receive easy-to-read credit reports without disrupting your operations.

Score Models

Expert Help with Choosing Your Credit Score

We help you choose the right credit score for your needs by offering various FICO and VantageScore options. Our team of experts can guide you in selecting the most suitable scores to meet your specific requirements.

Score Models

Add-ons

Enhance Your Credit Reports with Add-Ons

Credit report add-ons offer enhanced features such as OFAC, MLA, Income, Bankruptcy, Trended Data, and TEC score. These supplements provide deeper insights and additional tools to help you make more informed decisions and effectively manage risk.

Add-ons

One API

Experience the convenience of integrating our complete suite of credit reports and data services into your CRM platform, including third-party options like DebtPayPro.

Web access

Effortlessly obtain detailed credit reports from our platform with one click—just enter the applicant’s information and instantly receive a comprehensive PDF report.

Chrome extension

Credit Burst lets you pull credit data from your Chrome browser and integrate it with your CRM. Input or import data, generate reports, and access past orders easily.

Designed for developers

Effortless integration

No matter which current platform you use, the CRS Credit API integrates seamlessly, so you can pull credit report JSON data directly into your automated decision engine.

API Documentation

Web Access

CreditOrder Pro

With Credit OrderPro, you can effortlessly obtain detailed credit reports with just one click. Simply enter the applicant’s information, and instantly receive a comprehensive PDF report.

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Chrome extension

CRS Credit Burst

CRS Credit Burst is a Chrome extension that provides instant access to credit reports from all major bureaus. Credit Burst can also integrate with popular CRMs such as SalesForce and ZOHO for one-click submission.

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Case Study

CRS API Delivers Reliable Credit Data Integration

Challenge

Two years ago, the company was in the midst of a build and realized they needed more reliable access to credit data. They faced difficulties in efficiently pulling and integrating credit data into their systems, which affected their operations.

Solution

After being referred to CRS, they opted for the API solution, which has streamlined their data integration process. The CRS API reliably pulls the necessary credit data and smoothly imports it into their systems. Additionally, Charmaine from CRS provided excellent customer support, especially as their volume increased, ensuring they could easily get assistance when needed.

#ConsumerCredit

Honest Debt specializes in helping Americans achieve financial freedom through personalized debt relief. With over 50 years of combined experience, they are industry innovators committed to client success.

Honest Debt

We were going through our build about two years ago and realized we needed more reliable access to credit data.   After being referred to CRS we chose to go the API route and it’s been fantastic, pulling the data we need and importing to our systems. It’s been so smooth we haven’t really needed much support.   

I will say that Charmaine has been amazing. Her service has been excellent over these last few weeks as our volume has increased. Good to know I can get someone on the phone when I need to.

Michael Reminger, VP, Sales and Marketing

Get Started Effortlessly

All options to get started

Launch with ease using CRS. Whether you have developers on staff, are migrating from an existing solution, or starting fresh, we have flexible options to get you up and running smoothly.