Business Credit

Business Credit Reports for Financing

Discover complete business credit report services for commercial financing.

State Fillings

A detailed report on a business’s credit history, including financial performance, payment history, and any legal or credit-related issues specific to the business’s state of operation.

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Business Principal Report

A report focusing on the business owner’s credit history, often used for evaluating the personal creditworthiness of the individual who controls the business.

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FICO SBSS

A blended credit score that integrates both the business’s credit history and the personal credit history of its owner to provide a comprehensive assessment of credit risk.

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Score Models

FICO SBSS

The FICO SBSS score merges the business’s credit history with the owner’s personal credit profile, providing a thorough credit assessment. This integrated approach allows lenders to make more informed decisions and improves financing access for businesses by offering a complete view of credit risk.

Add-ons

LexisNexis Business Instant ID

LexisNexis InstantID Business verifies business applicants, helping companies reduce risk, automate approvals, manage costs, and strengthen compliance. It also offers InstantID Q&A for identity confirmation and fraud prevention.

SBA Loans

SBA Loan Solutions Made Simple

We facilitate your SBA loan journey with precise credit reporting. By leveraging our advanced systems and the FICO SBSS score, we offer detailed insights into both your business and personal credit profiles, helping you meet SBA requirements efficiently.

Designed for developers

Effortless integration

No matter which current platform you use, the CRS Credit API integrates seamlessly, so you can pull credit report JSON data directly into your automated decision engine.
Case Study

Streamlining Access to Credit Data for MARC UW

Challenge

Many businesses struggle to access credit data due to lengthy processes, confusing requirements, and inadequate customer support. This often leads to frustration and delays in securing necessary funding, hindering growth and operational efficiency.

Solution

CRS simplifies the access to credit data by providing exceptional customer support and clear guidance throughout the process. Clients like MARC UW benefit from responsive service, ensuring they understand what is needed from their end and the next steps to take. The flexibility to choose individual products rather than bundled offerings allows businesses to pay only for what they truly need, making the process more efficient and cost-effective.

#business credit

MARC UW transforms the borrowing experience by leveraging a nationwide network of banks to streamline loan applications. They offer a range of financing solutions and ensure accuracy through in-house underwriting.

MARC UW

“There’s a lot of industry talk about how difficult it is to get access to credit data; months of back and forth, confusing processes, non-existent customer support. With CRS it was way easier than I thought it would be. Chris was great, very responsive, and provided a clear path for what was needed from our end, plus what next steps would be. The month-to-month flexibility was huge for our company, and being able to individually select products instead of bundling them all together makes sure we’re only paying for what we actually need.”

Kevin Felix, Head of Credit, MARC UW

Get Started Effortlessly

All options to get started

Launch with ease using CRS. Whether you have developers on staff, are migrating from an existing solution, or starting fresh, we have flexible options to get you up and running smoothly.

Full System Migration & End-to-End Replacement

Seamlessly transition from your outdated credit reporting system to a modern, efficient platform. No hassle, just better performance and compliance.

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Custom Credit API Integration

Integrate our credit reporting services directly into your existing platform with a customized API, ensuring real-time data and smooth operations.

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Web Access for Small Businesses

No IT department? No problem. Access our easy-to-use credit reporting tools through a secure web portal designed for businesses of any size.

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Ready to get started?

Selecting the right credit product, navigating compliance, and implementing your solution has never been easier.

Selection

Our sales team will help you choose the right product and solution for your needs.

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Compliance

Our compliance experts will guide you through the vetting process with ease.

What is compliance

Activation

Our technical team will ensure smooth setup, whether you need API integration or web access.

API Documentation

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