Credit monitoring

Your Customer’s Ultimate Credit Tool

Empower your customers with real-time credit insights, detailed reports, and advanced monitoring—all powered by CRS API.

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What Is eCredit Monitoring?

Credit Monitoring for Your Customers

eCredit Monitoring is a B2C credit monitoring solution that allows users to log in securely and access their own credit reports. With either 1 bureau (Equifax) or all three bureaus Equifax, Experian and TransUnion, users can track their credit scores over time and dive into detailed credit insights.

monitoring features

Tools for Tracking Credit Health

eCredit Monitoring offers tools to track credit health. Users can view score trends, available credit, usage %, inquiries, accounts, and more in a detailed Credit Summary. The Report Tab provides insights into balances, limits, and collections, while the Monitoring Tab delivers alerts and monthly updates. PDF downloads are also available.

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Easy Integration Options

Integration Made Simple—Your Choice, Your Branding

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iFrame Widget

is a fast solution, requiring only a simple copy-paste of the iFrame code into your HTML. It’s ideal for businesses needing rapid deployment without developers and can be live in about 30 minutes.

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Hybrid Widget

combines API endpoints with the iFrame for seamless login and improved user experience. Setup takes roughly one day, perfect for quick and user-friendly integration.

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Full API Integration

offers full customization for your app or website, ideal for businesses with development teams. It allows complete branding and tailored interfaces, with an implementation time of about two weeks.

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Easy integration

The CRS Advantage

Speed and Simplicity. CRS eliminates the need to integrate directly with bureaus, which can be resource-intensive. Get your product live in as little as 30 minutes with our iFrame widget or fully integrated within two weeks.

API Documentation

<html>
<head>
  <title>eCredit Monitoring</title>
  <meta name="description" content="CRS Consumer Credit Reports"/>
  <link rel="icon" href="/favicon.ico">
  <style>
    body { background: #F9FAFB; }
    #sc-iframe { border:none;overflow:hidden;padding:0px;margin:0px;
    width:100%;height:100vh;z-index:1;position:absolute;left:0;top:0; }
  </style>
</head>
<body>
  <iframe id="sc-iframe"
    src="https://efx-dev.stitchcredit.com/api/users/start?key=[API-KEY]&ocf=[FLAGS]&oct=[COLOR]&view=[VIEW-OPTION]&ocl=[LOGO-URL]"
    width=“100%” height=“100vh”>
  </iframe>
</body>
</html>

Branded to you

Tailor our white-label credit monitoring widget’s appearance to seamlessly align with your brand’s visual identity, and make stronger, more personalized connections with your customers.

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Diverse credit data

Provide comprehensive credit data, including VantageScore credit scores, the top four score factors, score history trends, and real-time credit reports upon enrollment.

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Daily credit tracking

Get alerts to changes in customers’ credit files through both single-bureau or tri-bureau credit file monitoring options, and ensure timely action to protect the credit well-being of your client base.

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