About Us

we are

We are a national, full-service credit reporting agency certified as re-seller for Experian®, TransUnion®, and Equifax®.

we offer

We offer a suite of automated APIs for the consumer lending industry.

We satisfy

With an impressive portfolio of data products and services, we can satisfy the most challenging consumer lending and credit requirements all backed by decades of knowledge and experience in the credit reporting and software industry.

We guarantee

Our company is focused on one thing. Making sure our customers get all the information they need to make the best credit decisions possible.

Meet Our Team

Stephen Hawkins Co-Founder and Co-CEO
Stephen Hawkins
Co-Founder and Co-CEO

Stephen combines credit industry credibility with solid entrepreneurial chops. He has the vision to see a need and a solution ahead of others, and created one of the first web-based credit reporting software systems. Leading the drive for better credit reporting technology. Stephen helped found not one, not two, not...

Marco Buhlmann Co-Founder and Co-CEO
Marco Buhlmann
Co-Founder and Co-CEO

It’s been said that while the typical day has 24 hours, Marco’s day has 48. Judging by his track record, that’s probably true. Time and again, he’s been a cornerstone in building an idea as a business and as a team. Co-founder or advisor to a dozen startups, non-profits, platforms...

AJ Miller Chief Product Officer
AJ Miller
Chief Product Officer

AJ holds her own, whether on the ski slope or launching $100M+ in products at Amazon, Google, Northwestern Mutual and other major companies. She couples analytical expertise with deep business knowledge, leading to new ways of looking at problems. AJ’s credentials include no less than four degrees: The Graduate School...

Bryan Young Chief Information Security Officer
Bryan Young
Chief Information Security Officer

Bryan’s responsibilities are significant: end-to-end data security, availability and compliance; and aligning services, products and processes to SOC2, FCRA and PCI requirements. During a career of 25+ years, he’s worked with Fortune 500 companies in both business and tech roles. Bryan’s leadership shines in product development and in strategic relationships...

Patrick Hillstrom Chief Operating Officer
Patrick Hillstrom
Chief Operating Officer

CRS depends on Patrick for his extensive experience in business operations, development, product strategy, product management and talent management. For this University of Pennsylvania grad, it’s all about making complex processes run better, faster and smarter, while reducing dependency on manual effort. He works proactively with other CRS finance, marketing...

Murray Newlands CMO
Murray Newlands
CMO

From Silicon Valley start-ups, to VC-backed Turing and Front, to blue-chip companies, Murray has led B2B marketing for SaaS/B2C organizations for over 20 years. He’s earned many accolades along the way: “50 Online Marketing Influencers to Watch” (Entrepreneur); “21 Thought Leaders Every Entrepreneur Should Follow” (Inc.) and “The Top 10...

Steve Graziani  Head of Talent
Steve Graziani
Head of Talent

As executive coach and workforce expert, Steve’s passions are leadership development and sales performance. His book, “Hack Mastery,” covers the modern journey to mastery and how to design our lives for success and fulfillment through work. CRS prioritizes professional and organizational development, and Steve’s job is to unleash the power...

Garret Loh Head of Innovation and Growth
Garret Loh
Head of Innovation and Growth

Garret embraces our mission of empowering decision makers with secure access to accurate credit information. As a product innovation advisor for startups, Fortune 500 and US Department of Defense, his successes include co-founder and head of product at Breez, the first facial recognition payments network in NYC. He was also...

Jason Domazet  Director of Sales
Jason Domazet
Director of Sales

Jason brings deep leadership experience in the mortgage and underwriting industries, resulting in client connections that are both practical and relevant. He’s noted for cultivating solid relationships and identifying opportunities for innovation and expansion. During his 25+ years in FinTech, mortgage lending and banking, Jason has built and scaled solutions-based...

Chuck Davies Credit Data Specialist
Chuck Davies
Credit Data Specialist

Success is only good as your reputation and your ability to deliver, according to Chuck. Based on that criteria, he’s been very successful. He’s delivered growth initiatives for multiple SaaS solutions for automotive manufacturers, dealers and integrated partners. Chuck was co-creator of the first SaaS product for automotive fixed operations,...

Advisors

Advisor One Co-Founder and Co-CEO
Advisor One
Co-Founder and Co-CEO

Stephen combines credit industry credibility with solid entrepreneurial chops. He has the vision to see a need and a solution ahead of others, and created one of the first web-based credit reporting software systems. Leading the drive for better credit reporting technology. Stephen helped found not one, not two, not...

Advisor Two Co-Founder and Co-CEO
Advisor Two
Co-Founder and Co-CEO

Stephen combines credit industry credibility with solid entrepreneurial chops. He has the vision to see a need and a solution ahead of others, and created one of the first web-based credit reporting software systems. Leading the drive for better credit reporting technology. Stephen helped found not one, not two, not...

Advisor Three Co-Founder and Co-CEO
Advisor Three
Co-Founder and Co-CEO

Stephen combines credit industry credibility with solid entrepreneurial chops. He has the vision to see a need and a solution ahead of others, and created one of the first web-based credit reporting software systems. Leading the drive for better credit reporting technology. Stephen helped found not one, not two, not...

Advisor Four Co-Founder and Co-CEO
Advisor Four
Co-Founder and Co-CEO

Stephen combines credit industry credibility with solid entrepreneurial chops. He has the vision to see a need and a solution ahead of others, and created one of the first web-based credit reporting software systems. Leading the drive for better credit reporting technology. Stephen helped found not one, not two, not...

Advisor Five Co-Founder and Co-CEO
Advisor Five
Co-Founder and Co-CEO

Stephen combines credit industry credibility with solid entrepreneurial chops. He has the vision to see a need and a solution ahead of others, and created one of the first web-based credit reporting software systems. Leading the drive for better credit reporting technology. Stephen helped found not one, not two, not...

Advisor Six Co-Founder and Co-CEO
Advisor Six
Co-Founder and Co-CEO

Stephen combines credit industry credibility with solid entrepreneurial chops. He has the vision to see a need and a solution ahead of others, and created one of the first web-based credit reporting software systems. Leading the drive for better credit reporting technology. Stephen helped found not one, not two, not...

Credit Reporting Services can satisfy the most challenging credit requirements.

PERFECT SOLUTION